To apply to the Hookumu Hou programs and to learn more about the CDBG-DR-funded projects, visit hookumuhou.mauicounty.gov

Visit Ho‘okumu Hou's website
LEARN MORE BELOW

Hoʻokumu Hou Housing Programs

On Aug. 11, 2025, the County of Maui Office of Recovery began accepting applications for three Hoʻokumu Hou housing programs. Newly named Hoʻokumu Hou, which encompasses all of the County’s recovery programs funded by federal Community Development Block Grant Disaster Recovery (CDBG-DR) funds, focuses on housing initiatives intended to help wildfire survivors receive the means they need to stay, or return, home.

The following programs are currently open for application:

To apply for the programs and for more information, visit hookumuhou.mauicounty.gov.

Hoʻokumu Hou Informational Meetings

The Office of Recovery hosted a series of community meetings on July 30 and Aug. 1, 2025, leading up to the opening of Ho‘okumu Hou program applications on Aug. 11. The Aug. 1 webinar consisted of three back-to-back presentations with Q&A, with approximately 1 hour dedicated to each program: the First-Time Homebuyer Opportunity Program, the Single-Family Homeowner Reconstruction Program, and the Single-Family Homeowner Reimbursement Program.

A follow-up webinar was held on Saturday, Aug. 9, 2025, during which finalized program policies were discussed. To view the video recording and slide deck from the follow-up webinar, click here.

Single-Family Homeowner Reconstruction Program

The road to recovery is long...but what if it was possible to rebuild?

Ho‘okumu Hou's Single-Family Homeowner Reconstruction Program helps local families and homeowners whose primary residence was destroyed by the wildfires to return home by providing funds to rebuild.

Maximum assistance available: $1,200,000

View Fact Sheet (PDF)

Provide your comments on the draft Action Plan online, by mail or in-person at the Lahaina Resource Center or Kāko‘o Maui Relief & Aid Services Center.

Submit OnlineSubmit by mail (English)Submit by Mail (Ilocano)Submit by mail (Tagalog)Submit by mail (spanish)
View details for Single-Family Homeowner Reconstruction Program

Do you qualify?

You may be eligible for this program if you:

  • Owned a home that was destroyed by the Maui wildfires.
  • Occupied the home as your primary residence at the time of the Maui wildfires.
  • Have a household income at or below 140%of the area median income

What are the Terms?

You must agree to live in the home, and if you choose to sell in the future, the County of Maui will have the first right of refusal to purchase it.

  • With up to $200,000 in assistance, terms apply for 5 years.
  • With up to $600,000 in assistance, terms apply for 10 years.
  • With up to $1.2M in assistance, terms apply for 25 years.

Application Process

Applications open on August 11, 2025

  1. Submit Your Application: 
    Submit your application online, via the Maui OOR mobile app, or by calling the Ho’okumu Hou Service Center at 808-865-4007.
  2. Application Assigned to Case Manager: 
    A case manager will reach out to you after your application is received. They will help you through the whole process and work with you to collect all the needed documents.
  3. Determine Eligibility: 
    Your case manager will review your documents and determine the program you qualify for. Once qualified, your case manager will set up a meeting for you to select the floor plan for your new home.
  4. Construction: 
    A contractor will be assigned by the program to complete the reconstruction of your home. The contractor will get all the permits and complete construction. Your case manager will keep you updated on construction progress.
  5. Return Home:
    After construction is complete, go to the meeting with your case manager, sign all the papers, and get the keys to your new home.
Visit Ho‘okumu Hou's website

Single-Family Homeowner Reimbursement Program

Did you finish rebuilding your home and are seeking reimbursement?

This Program helps local families and homeowners stay local by providing partial reimbursement for funds spent to rebuild homes.

Maximum assistance available: $400,000

View Fact Sheet (PDF)

Provide your comments on the draft Action Plan online, by mail or in-person at the Lahaina Resource Center or Kāko‘o Maui Relief & Aid Services Center.

Submit OnlineSubmit by mail (English)Submit by Mail (Ilocano)Submit by mail (Tagalog)Submit by mail (spanish)
View details for Single-Family Homeowner Reimbursement Program
Single-Family Homeowner Reimbursement Program

Do you qualify?

You may be eligible for this program if you:

  • Completed reconstruction prior to applying for this program
  • Owned and occupied the home as your primary residence at the time of theMaui Wildfires
  • Have a household income at or below 140% of the area median income

What are the Terms?

You must agree to live in the home, and if you choose to sellin the future, the County of Maui will have the first right of refusal to purchase it.

  • With up to $200,000 in assistance, terms apply for 5 years.
  • With up to $400,000 in assistance, terms apply for 10 years.

Application Process

Applications open on August 11, 2025

  1. Submit Your Application: 
    Submit your application online, via the Maui OOR mobile app, or by calling the Ho’okumu Hou Service Center at 808-865-4007.
  2. Application Assigned to Case Manager: 
    A case manager will reach out to you after your application is received. They will help you through the whole process and work with you to collect all the needed documents.
  3. Determine Eligibility: 
    Your case manager will review your documents and determine the program you qualify for.
  4. Reimbursement:
    Go to the meeting with your case manager to sign all the papers and get your reimbursement check.
Visit Ho‘okumu Hou's website

First-Time Homebuyer Opportunity Program

Get help to secure and afford a mortgage on your first home, at home.

Buying a home can feel really hard, especially after the wildfires. This program helps eligible families with costs like closing costs, downpayment help, lowering your mortgage rate(discount points), reducing the loan amount(principal buy down), and other approved expenses for buying a home in Maui County.

Maximum assistance available: $600,000

View Fact Sheet (PDF)

Provide your comments on the draft Action Plan online, by mail or in-person at the Lahaina Resource Center or Kāko‘o Maui Relief & Aid Services Center.

Submit OnlineSubmit by mail (English)Submit by Mail (Ilocano)Submit by mail (Tagalog)Submit by mail (spanish)
View details for First-Time Homebuyer Opportunity Program
First-Time Homebuyer Opportunity Program

Do you qualify?

You may be eligible for this program if you:

  • Do not currently own a home, and have not owned a home within the past 3 years
  • Have a household income at or below 120% of the area median income

What are the Terms?

You must agree to live in the home, and if you choose to sellin the future, the County of Maui will have the first right of refusal to purchase it.

  • The amount of help you can get is based onwhat you need to keep your housing costs ator below 30% of your household’s total monthly income before taxes.
  • You must buy a single-family home, townhouse, or condo in Maui County that is not in a flood zone.
  • You must agree to live in the home, and if youchoose to sell in the future, sell it at an affordable rate to an income-qualified buyer.These terms apply for 99 years.

Application Process

Applications open on August 11, 2025

  1. Submit Your Application: 
    Submit your application online, via the Maui OOR mobile app, or by calling the Ho’okumu Hou Service Center at 808-865-4007.
  2. Application Assigned to Case Manager: 
    A case manager will reach out to you after your application is received. They will help you through the whole process and work with you to collect all the needed documents.
  3. Determine Eligibility: 
    Your case manager will review your documents and determine the program you qualify for. Once qualified, you’ll need to get approved for a first mortgage by a lender. If you need assistance with obtaining a mortgage, your case manager will connect you with a housing counselor to help you get ready. Once you’re approved and qualified for the program by your case manager, you’ll get an award letter.
  4. Find a Home:
    Work with a licensed realtor to find a home. When you're ready to make an offer, tell your case manager. The program will then do some checks to make sure everything follows the rules, including a required HUD environmental review.
  5. Closing:
    Go to the real estate closing, sign all the papers, and get the keys to your new home!
Visit Ho‘okumu Hou's website

Income Eligibility

The program will prioritize homeowners displaced by the Maui wildfires while remaining open to alleligible households up to 140% area median income (AMI), with priority given to households withincomes at or below 80% AMI. (See income limits below)

Area median income (AMI) is defined as the midpoint of a specific area’s income distribution and is calculated on an annual basis by the Department of Housing and Urban Development. Below is a chart showing the 2025 income limits by household size for Maui County.

What is CDBG-DR?

Community Development Block Grant Disaster Recovery (CDBG-DR) grant funds are appropriated by Congress and allocated by the U.S. Department of Housing and Urban Development (HUD) to rebuild disaster-impacted areas and provide crucial seed money to start the long-term recovery process.

Purpose of CDBG-DR funds:

  • Focuses on long-term recovery efforts 
  • Addresses unmet needs that other federal programs have not addressed yet 
  • Funds supplement and fill remaining funding gaps 
  • CDBG-DR cannot supplant other federal funds

For more information on CDBG-DR, visit : Community Development Block Grant Disaster Recovery Grant Funds | HUD.gov / U.S. Department of Housing and Urban Development (HUD)

What are CDBG-DR funds used for?

The special appropriation provides funds to the most impacted and distressed areas for: 

Housing

Infrastructure

Economic development

Public services

Mitigation

Local Match for other Federal programs

Each CDBG-DR activity must address a disaster-related impact (direct or indirect) in a Presidentially declared area for the covered disaster

  • Be a CDBG eligible activity
  • Meet a CDBG national objective*
  • Disaster-related activities are those that demonstrate a logical connection between the impacts of the covered disaster and the activity’s contribution to community recovery. 

*To meet a CDBG-DR national objective, all activities must:

  • Primarily benefit LMI (Low-to-Moderate Income) persons;
  • Aid in the prevention or elimination of slums or blight; or
  • Meet other community development needs having an urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community where other financial resources are not available to meet such needs (known as “Urgent Need”).
Who benefits from this funding?

CDBG-DR funds primarily benefit LMI (Low-To-Moderate Income) persons and communities, and other vulnerable members of the community who have been directly impacted by the disaster.

What is the household income limit to be considered LMI (Low-To-Moderate Income)?

  • LMI (Low-To-Moderate Income) is considered to be 80% of an area’s median household income. For Maui County in 2024, the median income as determined by HUD was $110,800.

Who is considered ''vulnerable''?

  • HUD identifies and prioritizes assistance for vulnerable populations that are disproportionately affected by disasters.

Broad Categories of Vulnerable Populations for CDBG-DR include:

  • Low- and moderate-income (LMI) persons or households
  • Kupuna
  • People experiencing homelessness
  • People with disabilities (includes people with physical, mental, or developmental disabilities)

If your household income exceeds the LMI limit you may not be eligible for the direct benefits provided by CDBG-DR funding. However, there could still be indirect benefits, such as improved infrastructure, community-wide recovery efforts, and other resources that support the overall resilience of the County. Additionally, the County may offer other programs or resources through different funding sources that may be more applicable to households above the LMI limit.

What is the Action Plan? Does the community get any say in it?

The CDBG-DR Action Plan outlines activities that the County will undertake under its recovery or mitigation program. Detailed funding amounts, sources of other funds, and implementation partners are included. Community input collected through the many community engagement events held by the County since the wildfires – including those that informed the County’s Long-Term Recovery Plan for Lahaina – have been incorporated into the draft, which was released and open for public review/feedback on Feb. 24, 2025. Public hearings on the draft Action Plan will be held on March 8, 11, and 14. The public comment period closes on March 26, 2025.

Can any of the funds be directly distributed to individual survivors?

CDBG-DR funds are required to be used for programs that directly benefit individual survivors, such as rebuild assistance for eligible homeowners, and cannot be directly distributed to survivors.

How is CDBG-DR funding a part of the County’s Long-Term Recovery Plan?

CDBG-DR funds will be one of several funding sources utilized by projects in the County of Maui’s Long-Term Recovery Plan for Lahaina. For these funds, the County will consider all disaster recovery projects in the Long-Term Recovery Plan that are CDBG-DR eligible.

FAQs for Community Feedback

Why is the County of Maui asking for comments on the CDBG-DR draft Action Plan?

The County wants to make sure we get it right. Our goal is to help Lahaina recover. Your feedback on the draft Action Plan will improve the programs. Community comments are included in the Action Plan that is sent to HUD. Before we submit to HUD, the draft Action Plan will be updated to account for these comments. Click here to submit feedback.

What is the deadline to submit comments on the CDBG-DR draft Action Plan?

The deadline to provide feedback on the draft Action Plan has been extended. All feedback, including surveys and comments, must be received by 4 p.m. on Monday, March 31, 2025. This includes the online feedback survey and mailed-in surveys. Click here to submit feedback.


FAQs for Housing Programs

When are housing projects going to start?

Beginning with Phase 1, single-family housing construction is expected to begin at the end of this year. 


FAQs for Infrastructure, Public Facilities Program

How will the County use these funds to improve water infrastructure, traffic and parking?

The County will prioritize facilities and infrastructure that were lost or damaged first. Additionally, the County plans to fund infrastructure that supports additional housing units and economic revitalization.

Will the funding allocated cover all the infrastructure needs?

No. The CDBG-DR funds are only one funding source of many. The County is working diligently to obtain more funds to address the many unmet needs.


FAQs for Public Services

What Public Services may be eligible for CDBG-DR funding after the Action Plan is approved?

Job training, kupuna services, mental health and supportive health care services.

When will decisions be made on the criteria for selecting public services to be funded with CDBG-DR funds from HUD?

These decisions are tied to the Action Plan being approved, and the County anticipates sharing these details later this summer.

Since health care and mental health are important for the community, especially following the wildfires, how can these be addressed using public services program funding?

These decisions are tied to the Action Plan being approved, and the County anticipates sharing these details later this summer.


FAQs for Mitigation

How will the County share information on Mitigation program plans, once the Action Plan gets approved?

Mauirecovers.org will continue to be updated regularly. We will also have many more community meetings to discuss mitigation and other programs.

Why does HUD require the final Action Plan have funding for mitigation activities?

HUD wants communities to become more resilient against future disasters. 

Could mitigation or infrastructure funding be used for firebreaks or helping homeowners to have access to fire-resistant building materials?

Yes, CDBG-DR funding may be used in this way and the County will look carefully at these options when making tough decisions on what to include within the final Action Plan. 

Contact Information

For questions, please contact the CDBG-DR Program Office at cdbg-dr@mauicounty.gov.

Process & Next Steps

Anticipated date for funding to be released: Summer 2025

  • Present draft CDBG-DR Action Plan to community for comments, revise as needed.
  • Submit to HUD for approval.
  • HUD approves Action Plan.
  • Funds to be disbursed to County of Maui.
  • Application intake begins.
  • County of Maui, along with various non-profits and other agencies, begin implementation of programs

The County is in the process of creating a required draft Action Plan that will outline how the federal funds will be spent. That plan will be presented to the community for review and feedback in Spring 2025. The County will then make any necessary revisions to the draft and submit a final Action Plan to HUD for approval. Once HUD approves the Action Plan, funds will be released to the County and program implementation can begin.

After appropriation by Congress, HUD will calculate and announce allocations, and publish a Federal Register Notice, which describes the rules, procedures, waivers, and alternative requirements governing the CDBG-DR program.  

Once the County is announced as a formal grantee and is provided an allocation amount, the County shall:

  • Finalize and submit drafted financial management policies and certifications to HUD for approval.
  • Present a draft CDBG-DR Action Plan to the community at large for comments. The Action Plan includes a needs assessment, community and stakeholder engagement, and identification of activities that the grantee will undertake under its recovery or mitigation program. Action Plans also detail funding amounts, sources of other funds, and implementation partners.
  • Submit the CDBG-DR Action Plan with comments to HUD for approval.
  • Funds can only be disbursed to CDBG-DR grantees after HUD approves the CDBG-DR Action Plan.

Community Engagement

Spring 2025

With Community input, engagement and comments, the County as the CDBG-DR Grantee will prepare a CDBG-DR Action Plan that will include eligible projects and estimated funding amounts for HUD’s approval.

The County’s Action Plan must include a Citizen Participation Plan which describes how the public will be informed and engaged throughout the grant’s lifecycle.

Prior to approval by HUD, the CDBG-DR Action Plan shall be posted for public comment to provide opportunities to citizens, affected local governments and other interested parties an opportunity to provide comments.  All comments on the Action Plan or any substantial amendment, received orally or in writing, will be considered. Approved Action Plan and any amendments will be displayed on the County’s CDBG-DR webpage.

County of Maui’s CDBG-DR Program Office

The County of Maui has developed a CDBG-DR Program Office, which is under the Office of Recovery in the Department of Management.

This office will be responsible for:

  • Designing and implementing recovery programs to meet unmet recovery needs 
  • Establishing internal controls to ensure performance and compliance; monitoring subrecipients 
  • Providing technical assistance to subgrantees and subrecipients 
  • Reviewing project applications to ensure that all activities are eligible 
  • Ensuring that activities are compliant with all other requirements such as creating Section 3 economic opportunities and affirmatively furthering fair housing 
  • Tracking progress and program spending to ensure timely recovery
  • Reporting, grant management and tracking

For more information, email cdbg-dr@mauicounty.gov.

Contact Information

For questions, please contact the CDBG-DR Program Office at cdbg-dr@mauicounty.gov.

Single-Family Homeowner Reconstruction Program

The road to recovery is long...but what if it was possible to rebuild?

Ho‘okumu Hou's Single-Family Homeowner Reconstruction Program helps local families and homeowners whose primary residence was destroyed by the wildfires to return home by providing funds to rebuild.

Maximum assistance available: $1,200,000

View Fact Sheet (PDF)

Provide your comments on the draft Action Plan online, by mail or in-person at the Lahaina Resource Center or Kāko‘o Maui Relief & Aid Services Center.

Submit OnlineSubmit by mail (English)Submit by Mail (Ilocano)Submit by mail (Tagalog)Submit by mail (spanish)

Single-Family Homeowner Reimbursement Program

Did you finish rebuilding your home and are seeking reimbursement?

This Program helps local families and homeowners stay local by providing partial reimbursement for funds spent to rebuild homes.

Maximum assistance available: $400,000

View Fact Sheet (PDF)

Provide your comments on the draft Action Plan online, by mail or in-person at the Lahaina Resource Center or Kāko‘o Maui Relief & Aid Services Center.

Submit OnlineSubmit by mail (English)Submit by Mail (Ilocano)Submit by mail (Tagalog)Submit by mail (spanish)

First-Time Homebuyer Opportunity Program

Get help to secure and afford a mortgage on your first home, at home.

Buying a home can feel really hard, especially after the wildfires. This program helps eligible families with costs like closing costs, downpayment help, lowering your mortgage rate(discount points), reducing the loan amount(principal buy down), and other approved expenses for buying a home in Maui County.

Maximum assistance available: $600,000

View Fact Sheet (PDF)

Provide your comments on the draft Action Plan online, by mail or in-person at the Lahaina Resource Center or Kāko‘o Maui Relief & Aid Services Center.

Submit OnlineSubmit by mail (English)Submit by Mail (Ilocano)Submit by mail (Tagalog)Submit by mail (spanish)

View CDBG-DR Action Plan

The County of Maui Community Development Block Grant Disaster Recovery (CDBG-DR) Action Plan was submitted to the U.S. Department of Housing and Urban Development on April 22, 2025 and approved on June 4, 2025.

Get Notified

Provide your comments on the draft Action Plan online, by mail or in-person at the Lahaina Resource Center or Kāko‘o Maui Relief & Aid Services Center.

Submit OnlineSubmit by mail (English)Submit by Mail (Ilocano)Submit by mail (Tagalog)Submit by mail (spanish)

July 9, 2025

Three Pathways to Rebuild, Recover, and Return Home

For Single-Family Homeowner Reconstruction Program
For Homeowner Reimbursement Program
First-time Homebuyer opportunity Program

View Handout (PDF)

Provide your comments on the draft Action Plan online, by mail or in-person at the Lahaina Resource Center or Kāko‘o Maui Relief & Aid Services Center.

Submit OnlineSubmit by mail (English)Submit by Mail (Ilocano)Submit by mail (Tagalog)Submit by mail (spanish)
July 2, 2025

2025 Area Median Income (AMI) Chart

Area median income (AMI) is defined as the midpoint of a specific area’s income distribution and is calculated on an annual basis by the Department of Housing and Urban Development. This chart shows the 2025 income limits by household size for Maui County.

Download TableView Plan (PDF)
March 21, 2025

County of Maui CDBG-DR Draft Action Plan Overview

View Plan (PDF)
March 11, 2025

CDBG-DR Action Plan Online Public Hearing

view presentation (PDF)View Plan (PDF)
February 2025

Understanding CDBG-DR

view Handout (PDF)View Plan (PDF)
February 2025

CDBG-DR Draft Action Plan Poster Boards

View Poster BoardsView Plan (PDF)
February 2025

HUD: Helping your Community Recover

View Plan (PDF)

CDBG-DR Documents

Title

Description

Date

Document containing the financial management system details for all funds received.

06/04/2025

Document contains details of the procurement policy and management of funds.

06/04/2025

Document covers the procedures put in place to eliminate fraud, waste, and abuse of funds granted to the program.

06/04/2025

Document addresses procedures in place to prevent duplication of benefits for fair funding.

06/04/2025

Document contains details on processes put in place to ensure expenditures adhere to a timely mannerism.

06/04/2025

County of Maui Community Development Block Grant Disaster Recovery (CDBG-DR) Action Plan, approved by U.S. Department of Housing and Urban Development on June 4, 2025.

04/22/25

Alternative Requirements for Community Development Block Grant Disaster Recovery Grantees: The Universal Notice published in the Federal Register (90 FR 1754) and Clarifications to the Allocations for Community Development Block Grant Disaster Recovery and Implementation of the CDBG-DR Consolidated Waivers and Alternative Requirements Notice Published in the Federal Register (90 FR 4759)

03/19/25

CDBG-DR Admin Action Plan submitted to the U.S. Department of Housing & Urban Development (HUD) on February 21, 2025.

02/21/25

01/16/25

01/8/25

Contact Information

For questions, please contact the CDBG-DR Program Office at cdbg-dr@mauicounty.gov.

Get Notified for Future Community Engagement

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